Consumer credit
Finance your projects freely — renovation, travel, education, weddings — with no justification of use. One application, a clear answer within 24h.
Fixed 2 % APR · CHF 3,000–800,000
Discover the offerComplete application in 3 minutes, 100 % online, no travel required. Guaranteed fixed rate, stable monthly payments, no surprises. Funds paid directly into your Swiss bank account.
20,000+ Swiss clients trust us
★ 4.8/5 · 1,247 verified reviews Google & Trustpilot
Estimated monthly payment
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per month
Total cost
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Interest cost
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Fixed APR : — · Indicative calculation · Subject to acceptance
Submit my application →3 min
To complete your application
24 h
Guaranteed decision in principle
0
Travel required
2 %
Guaranteed fixed annual rate
100 %
Online, end-to-end
0+
Satisfied clients in Switzerland
0/5
Verified average rating
0h
Maximum response time
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Experience in Switzerland
Our financing solutions
Whether it's a personal project, a vehicle or reducing your monthly payments — CréditPro offers you a tailored Swiss solution, fast and hassle-free.
Finance your projects freely — renovation, travel, education, weddings — with no justification of use. One application, a clear answer within 24h.
Fixed 2 % APR · CHF 3,000–800,000
Discover the offerBecome an owner from the moment you get the keys. Guaranteed fixed rate for the full term, without tying up your savings.
Fixed 2 % APR · Answer within 24h
Discover the offerGroup all your credits into a single monthly repayment. Concretely reduce your outgoings — sometimes up to 60 % — and regain financial peace of mind.
Save up to 60 % on monthly payments
Discover the offerOur process
From simulation to receiving your funds — a 100 % digital journey designed to get straight to the point.
Calculate your monthly payment and get an instant indicative rate. Free, no obligation, no impact on your ZEK file.
Submit your file in a few clicks. Our Swiss advisors analyse it and send you a personalised offer within 24 working hours.
Sign digitally from home. After the legal 14-day withdrawal period (Art. 16 LCC), your funds are transferred directly to your Swiss bank account.
Our commitments
At CréditPro, transparency is not a sales argument — it is our way of working, every day.
Your 2 % APR is confirmed from signing and never changes — regardless of financial market movements.
Free simulation, free file, no arrangement fee. What you see in the simulator is exactly what you pay.
Neither your employer nor your family is informed. Your data is hosted exclusively in Switzerland, compliant with the nFADP.
Repay at any time, without excessive penalty. Under Art. 17 LCC, interest is recalculated pro rata.
Why choose us?
We are not a bank. We are your independent broker — we work for your interests, not for financial institutions.
One file, multiple offers compared. You get the best available condition among our established banking partners.
Neither your employer nor your loved ones are ever informed. Your data remains strictly confidential, hosted exclusively in Switzerland.
From simulation to signature — everything online, at your own pace. No appointments, no paperwork, no waiting in a branch.
Your rate is locked from signing. Identical monthly payments for the full term — whatever happens on the Swiss financial markets.
Our advisors analyse each file individually. No automated answers — a genuinely personalised offer, LCC-compliant.
Our team is based in Geneva. You speak to real people who know the Swiss market and the realities of every canton.
Verified client reviews
« Decision in principle in less than 4 hours. CHF 15,000 was in my account 3 days after signing. An incredibly fast service with truly professional advisors. »
« My 3 credits consolidated into one. Saving CHF 390 per month from the first payment. Everything done online, no appointments, no paperwork. Exactly what I was looking for. »
« 2% APR confirmed at signing, monthly payment exactly as in the simulator. Clear interface, no unpleasant surprises. I recommend CréditPro to all my colleagues. »
Frequently asked questions
The online application takes approximately 3 minutes. A decision in principle is communicated within 24 working hours of receiving your complete file. No travel is required — everything is done online.
CréditPro offers a fixed annual percentage rate (APR) of 2 %. This rate is guaranteed from signing the contract and never changes for the full duration of the credit — regardless of market movements.
To benefit from a CréditPro credit: be an adult (18 or over), legally reside in Switzerland (legal domicile, C or B permit), demonstrate a stable and regular income. Under Art. 3 LCC, we systematically verify your creditworthiness with ZEK and CRIF before any contractual offer.
CréditPro finances amounts from CHF 3,000 to 800,000, repayable over 12 to 360 months. The amount granted depends on your repayment capacity evaluated in accordance with LCC requirements.
Yes. Under Art. 17 LCC, full or partial early repayment is always possible. Interest is recalculated pro rata for the period actually covered — without excessive penalty.
No. The initial simulation has no impact on your ZEK file. The ZEK consultation only takes place at the formal analysis stage, with your explicit consent, in accordance with the nFADP (RS 235.1).
Your application takes 3 minutes. Our Swiss advisors will respond within 24h. Free simulation, no obligation.
Free simulation · No obligation · LCC-compliant (RS 221.214.1) · Subject to acceptance