A credit tailored to you,
answer within 24h.

Complete application in 3 minutes, 100 % online, no travel required. Guaranteed fixed rate, stable monthly payments, no surprises. Funds paid directly into your Swiss bank account.

  • Application in 3 minutes
  • No travel required
  • Fixed rate 2 % APR
  • LCC-compliant

20,000+ Swiss clients trust us
★ 4.8/5 · 1,247 verified reviews Google & Trustpilot

Monthly payment simulator

CHF 3,000
60 months

Estimated monthly payment

per month

Total cost

Interest cost

Fixed APR : · Indicative calculation · Subject to acceptance

Submit my application →
LCC-compliant (RS 221.214.1)
Data hosted in Switzerland · nFADP
Answer within 24 working hours
Creditworthiness verified ZEK / CRIF
Based in Geneva · Rue du Rhône 14

Our key figures

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Satisfied clients in Switzerland

0/5

Verified average rating

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Maximum response time

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Experience in Switzerland

Our financing solutions

The right credit for every project

Whether it's a personal project, a vehicle or reducing your monthly payments — CréditPro offers you a tailored Swiss solution, fast and hassle-free.

Most popular

Consumer credit

Finance your projects freely — renovation, travel, education, weddings — with no justification of use. One application, a clear answer within 24h.

Fixed 2 % APR · CHF 3,000–800,000

Discover the offer

Auto & personal loan

Become an owner from the moment you get the keys. Guaranteed fixed rate for the full term, without tying up your savings.

Fixed 2 % APR · Answer within 24h

Discover the offer

Debt consolidation

Group all your credits into a single monthly repayment. Concretely reduce your outgoings — sometimes up to 60 % — and regain financial peace of mind.

Save up to 60 % on monthly payments

Discover the offer

Our process

Simple, fast and secure

From simulation to receiving your funds — a 100 % digital journey designed to get straight to the point.

Simulate in 3 minutes

Calculate your monthly payment and get an instant indicative rate. Free, no obligation, no impact on your ZEK file.

Answer within 24h

Submit your file in a few clicks. Our Swiss advisors analyse it and send you a personalised offer within 24 working hours.

Funds in your account

Sign digitally from home. After the legal 14-day withdrawal period (Art. 16 LCC), your funds are transferred directly to your Swiss bank account.

Our commitments

Four guarantees that make the difference

At CréditPro, transparency is not a sales argument — it is our way of working, every day.

Guaranteed fixed rate

Your 2 % APR is confirmed from signing and never changes — regardless of financial market movements.

Zero hidden fees

Free simulation, free file, no arrangement fee. What you see in the simulator is exactly what you pay.

Total confidentiality

Neither your employer nor your family is informed. Your data is hosted exclusively in Switzerland, compliant with the nFADP.

Early repayment

Repay at any time, without excessive penalty. Under Art. 17 LCC, interest is recalculated pro rata.

Why choose us?

The CréditPro difference

We are not a bank. We are your independent broker — we work for your interests, not for financial institutions.

Access to the best Swiss banks

One file, multiple offers compared. You get the best available condition among our established banking partners.

Absolute discretion guaranteed

Neither your employer nor your loved ones are ever informed. Your data remains strictly confidential, hosted exclusively in Switzerland.

100 % digital, no travel

From simulation to signature — everything online, at your own pace. No appointments, no paperwork, no waiting in a branch.

Fixed rate, stable payments

Your rate is locked from signing. Identical monthly payments for the full term — whatever happens on the Swiss financial markets.

Solution tailored to your situation

Our advisors analyse each file individually. No automated answers — a genuinely personalised offer, LCC-compliant.

Advisors based in Switzerland

Our team is based in Geneva. You speak to real people who know the Swiss market and the realities of every canton.

Verified client reviews

They trusted CréditPro

4.8

★★★★★

Based on 1,247 verified client reviews · Google & Trustpilot · Switzerland

See all reviews
✓ Verified review
★★★★★
« Decision in principle in less than 4 hours. CHF 15,000 was in my account 3 days after signing. An incredibly fast service with truly professional advisors. »

Stéphane M.

Geneva · Personal credit CHF 15,000

✓ Verified review
★★★★★
« My 3 credits consolidated into one. Saving CHF 390 per month from the first payment. Everything done online, no appointments, no paperwork. Exactly what I was looking for. »

Anne-Lise F.

Lausanne · Debt consolidation

✓ Verified review
★★★★★
« 2% APR confirmed at signing, monthly payment exactly as in the simulator. Clear interface, no unpleasant surprises. I recommend CréditPro to all my colleagues. »

Marco R.

Lugano · Private credit CHF 28,000

Frequently asked questions

Everything you need to know about credit in Switzerland

The online application takes approximately 3 minutes. A decision in principle is communicated within 24 working hours of receiving your complete file. No travel is required — everything is done online.

CréditPro offers a fixed annual percentage rate (APR) of 2 %. This rate is guaranteed from signing the contract and never changes for the full duration of the credit — regardless of market movements.

To benefit from a CréditPro credit: be an adult (18 or over), legally reside in Switzerland (legal domicile, C or B permit), demonstrate a stable and regular income. Under Art. 3 LCC, we systematically verify your creditworthiness with ZEK and CRIF before any contractual offer.

CréditPro finances amounts from CHF 3,000 to 800,000, repayable over 12 to 360 months. The amount granted depends on your repayment capacity evaluated in accordance with LCC requirements.

Yes. Under Art. 17 LCC, full or partial early repayment is always possible. Interest is recalculated pro rata for the period actually covered — without excessive penalty.

No. The initial simulation has no impact on your ZEK file. The ZEK consultation only takes place at the formal analysis stage, with your explicit consent, in accordance with the nFADP (RS 235.1).

Ready to make your project a reality?

Your application takes 3 minutes. Our Swiss advisors will respond within 24h. Free simulation, no obligation.

Free simulation · No obligation · LCC-compliant (RS 221.214.1) · Subject to acceptance