We believe credit should be
simple for everyone
CréditPro SA was born from a conviction: accessing financing in Switzerland should not be an obstacle course. Since 2012, we have worked every day in Geneva to make credit more transparent, more accessible and more human.
Key figures
0+
Clients financed
since 2012
0
Years of experience
in Swiss financing
0/5
Google rating
on 1,243 reviews
0
Swiss cantons
served
The founding conviction
In Geneva, finance and technology enthusiasts came together around a shared frustration: obtaining credit in Switzerland is too complicated, too opaque and too slow. CréditPro SA was born from the conviction that things can — and must — change.
Our mission
Making credit accessible to every Swiss resident
CréditPro SA was founded with a clear mission: to remove the friction that makes access to credit difficult for Swiss individuals. We believe every person deserves a fast response, a transparent rate and personal support — regardless of their profile.
That is why we built a 100% digital platform, fully compliant with the LCC (RS 221.214.1) and the nFADP (RS 235.1), offering a single fixed rate of 2% for all our CHF products.
Complete transparency — Unique fixed 2% rate, no hidden fees or surprises. What you see is what you pay in CHF.
Speed and simplicity — A 5-minute application, a decision in principle within 24h, funds released within 48h.
Personal support — A dedicated adviser for each file, available by phone, email or chat.
Our history
From Geneva to all of Switzerland
Trace the key milestones that built CréditPro SA into Switzerland's reference for online credit.
2012
Founded in Geneva
CréditPro SA was created by finance and technology professionals from Geneva's banks. From the outset, full compliance with the LCC (RS 221.214.1). Launch of the first CHF credit simulator in Switzerland.
2015
Expansion into German-speaking Switzerland
With 2,000 satisfied clients in French-speaking Switzerland, CréditPro expanded into Deutschschweiz. The platform became fully multilingual (FR / DE / IT). Opening of a Zurich office.
2018
Launch of debt consolidation & expansion to Ticino
Introduction of the debt consolidation product in CHF, which was an immediate success. Opening of a representative office in Ticino (Lugano) for Italian-speaking clients throughout Switzerland.
2021
nFADP adoption & security certification
Anticipating the new Federal Act on Data Protection: data infrastructure overhaul, 100% Swiss hosting, ISO 27001 certification. Milestone of 10,000 clients reached ahead of schedule.
2023
Adoption of the unique fixed 2% rate & digital overhaul
CréditPro adopts a fixed annual rate of 2% for all products. Launch of the new platform with instant CHF simulator and smart application form.
2025
20,000 clients & CHF 1 billion granted
CréditPro celebrates a double record: 20,000 Swiss clients financed and over one billion CHF in credits granted since inception. Google rating: 4.8 / 5 on 1,243 reviews.
What guides us
Our values every day
These founding principles guide every decision, every interaction and every product we build at CréditPro.
Transparency
No hidden fees, no ambiguous clauses. We believe our clients deserve to understand exactly what they are signing. Our unique fixed rate of 2% is concrete proof of this commitment.
Accessibility
Credit should not be reserved for an elite. We work to make our solutions accessible to all profiles, with a simplified process and personalised support at every step.
Excellence
From technology to client relations, we aim for excellence in everything we do. Our 4.8/5 Trustpilot rating reflects this daily commitment to quality service.
Trust & Security
Compliant with the LCC (RS 221.214.1) and the nFADP (RS 235.1), we uphold the highest standards in data security, consumer protection and Swiss regulatory compliance.
Responsiveness
Responding within 24 hours is not just a marketing promise — it is an obligation we impose on ourselves. Every client deserves a swift response, regardless of the complexity of their file.
Innovation
We continuously invest in technology to improve the borrower experience: instant simulator, smart form, electronic signature, digital client portal.
The people of CréditPro
A passionate team at your service
Over 150 trilingual employees across Switzerland work every day to simplify your access to credit. Meet some members of our leadership team.
Jean-Marc Lefort
Chairman & Co-founder
20 years of experience in retail banking (BNP Paribas, Société Générale). Passionate about democratising credit access in Switzerland.
Sophie Cartier
CEO & Co-founder
Former director at a Geneva private bank. Architect of CréditPro's Swiss growth strategy since 2012.
Thomas Müller
CTO & Co-founder
FinTech engineer, ex-Amazon Web Services. Architect of our digital platform and instant CHF credit simulator.
Amira Benali
Chief Risk Officer
Former risk analyst at UBS. Guarantor of our responsible credit policy and LCC / nFADP compliance across all products.
Lucie Verhagen
Head of Client Experience
UX and client relations specialist. She oversees our 80 advisers and maintains our 4.8/5 Trustpilot rating.
Pierre Renard
Chief Financial Officer
Structured finance expert. Manages liquidity and partnerships with our network of Swiss banking partners.
Isabella Klein
General Counsel
Swiss banking law specialist. Ensures our regulatory compliance with LCC, nFADP and CO across all of Switzerland.
Marc Dubois
Head of Marketing & Growth
Digital strategy and acquisition expert. Contributed to growth from 0 to 50,000 clients since CréditPro's inception.
and over 150 dedicated employees throughout Switzerland — French-speaking, German-speaking and Ticino regions.
Our presence
26 cantons, one promise
CréditPro operates throughout Switzerland, with trilingual teams who know the specifics of every region.
Geneva
Head office · Rue du Rhône 14
Lausanne
Since 2012 · French-speaking Switzerland
Zurich
Since 2015 · German-speaking Switzerland
Bern
Since 2016 · Bilingual FR/DE
Lugano
Since 2018 · Ticino
Approvals & certifications
Compliance as a commitment
CréditPro SA is subject to the strictest Swiss regulatory standards to protect our clients at every step.
LCC Compliant
Federal Consumer Credit Act RS 221.214.1
nFADP Compliant
New FADP RS 235.1, in force since Sept. 2023
SSL TLS 1.3
100% Swiss hosting
ISO 27001
Information security
ZEK / CRIF AG
Creditworthiness check Art. 3 LCC
Swiss CO
Code of Obligations RS 220
Press review
What the press says about CréditPro
Our commitment to transparency and accessible credit in Switzerland is recognised by specialist media.
Le Temps
"CréditPro SA is reinventing access to credit in Switzerland with a radically transparent approach: a fixed 2% rate for all, a response within 24 hours and zero hidden fees."
L'Agefi Suisse
"The Geneva-based FinTech is establishing itself as a credible alternative to cantonal banks for individuals seeking simplicity and responsiveness in their credit journey."
Challenges
"By adopting a single fixed rate of 2% for all its CHF products, CréditPro makes a bold statement in favour of credit cost clarity for Swiss individuals."
Join 20,000 Swiss clients
who trust us
Simulate your CHF credit in seconds, get a response within 24h. Fixed rate 2%, from CHF 3,000 to CHF 800,000.