Our credit solutions
From consumer credit to debt consolidation, CréditPro offers flexible, transparent financing tailored to every profile.
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Satisfied clients in Switzerland
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Fixed APR
Consumer credit
Finance your everyday purchases
Our consumer credit lets you finance any project: household appliances, home improvements, family holidays or unexpected expenses. No justification of use required.
Up to CHF 800,000 — Adjust the borrowed amount to your exact need.
Term 12 to 360 months — Choose the monthly payment that suits your budget.
Fixed 2% APR — Competitive, transparent and fair rate.
Indicative response within 24h — Applications processed quickly by our advisers.
Consumer credit
Flagship offer
2.0%
Fixed annual
rate
CHF 3,000
Min. amount
CHF 800,000
Max. amount
12 months
Min. term
360 months
Max. term
Representative example
CHF 10,000 over 36 months — monthly payment CHF 286.41 — Fixed 2.0% APR
Personal loan
Totally free use
Vehicle purchase
Car, motorbike, motorhome
Travel & leisure
Holidays, cruises, adventures
Studies & training
Tuition, driving licence, diplomas
Life events
Wedding, new baby, anniversary
Personal loan
Free financing for all your projects
The CréditPro personal loan gives you total freedom of use. No justification for fund allocation is required. Finance your personal projects according to your priorities, at your own pace.
100% free use — No justification of fund use required.
Fixed 2% APR · transparent and fair, LCC compliant.
CHF 3,000 to CHF 800,000 — Adapt the amount to each life situation.
Early repayment possible — Maximum flexibility with no excessive fees.
Debt consolidation
Combine your credits, lighten your monthly payments
Have several active credits? Our debt consolidation solution lets you group them into a single loan, with a reduced monthly payment and a single point of contact. An effective way to restore a balanced budget.
Reduce monthly payments by up to 60% — Regain purchasing power from month one.
Fixed 2% APR · transparent and fair, LCC compliant.
Term up to 360 months — Spread repayment according to your capacity.
Single point of contact — Simplify your budget management and reduce financial stress.
Before / After consolidation
BEFORE — 3 separate credits
AFTER — CréditPro consolidation
1 single payment
Fixed 2.0% APR — 360 months
Comparison table
Choose the solution that suits you
Compare our three main offers to find the financing best suited to your situation.
| Features | Consumer credit | Personal loan | Debt consolidation |
|---|---|---|---|
| Fixed APR | 2.0% | 2.0% | 2.0% |
| Minimum amount | CHF 3,000 | CHF 3,000 | CHF 3,000 |
| Maximum amount | CHF 800,000 | CHF 800,000 | CHF 800,000 |
| Maximum term | 360 months | 360 months | 360 months |
| Justification required | Not required | Not required | Not required |
| Early repayment | ✓ Possible | ✓ Possible | ✓ Possible |
| Indicative response | Within 24h | Within 24h | Within 48h |
How it works
Get your credit in 3 steps
A 100% digital process, no travel required and no surprises.
Simulate online
Our free simulator calculates your monthly payment and indicative APR in seconds, with no impact on your credit score.
Submit your application
Complete our secure form in 5 minutes. Our advisers analyse your file and send a response within 24 business hours.
Receive your funds
After signing and the expiry of the 14-day statutory withdrawal period (LCC Art. 16), funds are transferred directly to your Swiss bank account.
Frequently asked questions
Everything you need to know about our services
Both products work in a very similar way. The main distinction is commercial: consumer credit is often associated with a specific purchase (equipment, home works), while a personal loan is presented as entirely free-use. At CréditPro, no justification of fund use is required in either case. Conditions (rate, term, amount) vary slightly depending on the chosen product.
Yes, subject to approval of your application and compliance with your overall debt ratio. Your CréditPro adviser assesses your repayment capacity when analysing each application. In some cases, debt consolidation may be more suitable than accumulating separate loans.
Debt consolidation is particularly advantageous if you have at least 2 active credits and your monthly payments represent a significant portion of your income. It can reduce your total monthly payment — sometimes by up to 60% — at the cost of a longer repayment term. Your adviser will run a personalised simulation to assess the concrete benefit in your situation.
For all our products, you must: be at least 18 years old, be legally resident in Switzerland, have stable regular income, and have no adverse ZEK listing. Creditworthiness is verified with ZEK and CRIF AG in accordance with LCC Art. 3 (RS 221.214.1). Assessment is individual and takes your full financial profile into account.
Ready to choose your solution?
Our advisers are available to guide you in choosing the credit best suited to your profile and project.