★★★★★
"I needed to finance a kitchen renovation. CréditPro granted me CHF 18,000 in under 24 hours. Fixed rate confirmed, no hidden fees — exactly what was promised."
Fixed 2% APR · LCC compliant
Swiss Consumer Credit
Finance all your personal projects with transparent credit tailored to your situation. Guaranteed fixed rate, stable monthly payments, no surprises — from the first day to the last.
Why choose CréditPro
Credit designed for your freedom
Our consumer credit gives you the flexibility you need, with clear conditions and a transparent fixed rate from the start. No proof of use required.
- Fixed 2% APR — guaranteed from signing, identical to the last instalment.
- CHF 3,000 to CHF 800,000 — the exact amount you need.
- Term from 12 to 360 months — choose the monthly payment that fits your budget.
- Response within 24h — file analysed by a Swiss adviser based in Geneva.
- Early repayment — possible at any time, per Art. 17 LCC.
- 100% online — application, analysis and digital signature, no travel required.
Consumer credit
Our flagship offer
2.0%
Fixed annual APR
CHF 3,000
Min. amount
CHF 800,000
Max. amount
12 months
Min. term
360 months
Max. term
Representative example
CHF 10,000 over 36 months — CHF 286.41/month
Fixed APR 2.0% — Total due: CHF 10,310.76
Your projects
What is consumer credit used for?
Consumer credit adapts to all your everyday needs. Here are the most common uses among our Swiss clients.
Home equipment
Replace your appliances, buy furniture or equip your home without waiting.
Renovation & works
Renovate your home, improve your comfort or add value to your property with fast financing.
Travel & leisure
Take your dream holiday or cruise — pay for your trip in monthly instalments suited to your budget.
Wedding
Give yourself the perfect ceremony without compromise. Tailored financing for the most beautiful day of your life.
Education & training
Invest in your future or your children's: university, professional training, driving licence.
Healthcare
Dental care, surgery, medical equipment — take care of yourself without waiting or straining your budget.
Our process
Simple, fast and secure
From your simulation to receiving funds — a 100% digital journey designed to get straight to the point.
Simulate in 3 minutes
Calculate your monthly payment online. Free, no obligation, no ZEK impact.
Response within 24h
Submit your file. Our Swiss advisers analyse it and send you a personalised offer in under 24 business hours.
Funds in your account
Sign digitally from home. After the 14-day legal period (Art. 16 LCC), your funds arrive directly in your Swiss bank account.
Key figures
0+
Satisfied clients in Switzerland
0h
Guaranteed response time
0/5
Verified client rating
0
Guaranteed fixed annual rate
Verified client reviews
They trusted us
★★★★★
"Excellent experience financing our honeymoon. Very clear simulator, fully online process. Funds were paid out 2 days after signing."
★★★★★
"Available adviser, quick process and truly competitive rate. I was able to finance my daughter's studies without stress or paperwork. I strongly recommend CréditPro."
Frequently asked questions
FAQ — Consumer Credit
Consumer credit lets you use the funds freely, with no proof of purchase required. At CréditPro, our consumer credit is entirely free-use — you remain in control of your spending, in compliance with the LCC.
You must be of legal age (18+), legally resident in Switzerland (legal domicile, C or B permit) and have a stable income. Per Art. 3 LCC, we systematically verify your creditworthiness with ZEK and CRIF before any offer.
Yes, full or partial early repayment is possible at any time, per Art. 17 LCC. Interest is recalculated pro-rata for the period actually covered.
CréditPro finances from CHF 3,000 to CHF 800,000, repayable over 12 to 360 months. The amount granted depends on your repayment capacity assessed under the LCC.
After digital signing of your contract, the statutory 14-day withdrawal period applies (Art. 16 LCC). At the end of this period, the funds are transferred directly to your Swiss bank account.
Ready to finance your project?
Your application takes 3 minutes. Our Swiss advisers respond within 24h. Free simulation, no obligation.
Free simulation · No obligation · LCC compliant (RS 221.214.1) · Subject to acceptance